Legal NBA Finals Betting

Basketball lovers from across the world tune in and participate in legal NBA Finals betting every year. The fact that the championship is held in a seven-game series provides bettors with even more options to place wagers on the sport’s most exciting games. Some of the most improbable outcomes have occurred in the NBA Finals including buzzer-beater finishes, historic individual player performances, and series comebacks that will be forever remembered by the people that watched. Knowing that those are all possibilities that may happen in the next NBA Finals, you may be wondering where and how you can bet on the event legally. While some states have opened their own sportsbooks, most of them haven’t, leaving pro basketball fans scratching their heads. That’s where we come in.

We’ll go over every aspect you can think of when it comes to legally betting on the NBA Finals. We’ll cover the overall legality of the practice on a nationwide level, as well as discuss how NBA Finals betting lines work. Because the event is watched by so many people from across the world, there are also additional wagering types that are exclusive to the series. We’ll also talk about what some of those are, but most importantly, where to find all of these odds.

2019 NBA Finals Recap

The dynasty is dead! Well, maybe not, but the landscape of the NBA has changed dramatically over the past two weeks, as the upstart Toronto Raptors – with the help of what may turn out to be a one-year superstar rental – knocked off the defending champion (and heavily favored) Golden State Warriors in six games to take the 2019 crown. That superstar, Kawhi Leonard, became the first player in NBA history to win Finals MVP in both conferences. He will be heavily pursued in free agency, and rumors suggest that the Los Angeles Clippers are in the driver’s seat for his services.

On the Warriors side, Kevin Durant is expected to leave and sign a supermax deal despite his Achilles injury, while Klay Thompson’s future was complicated by a torn ACL in Game 6. While the 2019 Finals may not constitute the end of the Dubs Dynasty or the passing of the torch in any long-term capacity, it will be – at the very least – an aberration to remember, and it’s the crowning achievement in Leonard’s career.

Despite the controversies swirling around Leonard’s “troubled” tenure in San Antonio and his generally unmarketable and media-averse demeanor, never has a superstar been so quiet while putting a league so loudly on blast. In the annals of NBA lore, 2019 will be featured in bold type.

2020 NBA Finals Futures Odds

With notable likely defections, it seems like neither Toronto nor the Warriors would be particularly strong candidates to win the 2020 NBA Finals, but both clubs are near the top of the futures boards at all the top betting sites. The Milwaukee Bucks are overall favorites at +450, but the Warriors, Raptors, Rockets, and 76ers are right there, too.

Milwaukee Bucks +450
Golden State Warriors +500
Los Angeles Lakers +700
Toronto Raptors +800
Houston Rockets +900
Los Angeles Clippers +1200
Philadelphia 76ers +1400
Boston Celtics +2000
Brooklyn Nets +2000
Denver Nuggets +2500
Dallas Mavericks +3300
Indiana Pacers +3300
New Orleans Pelicans +3300
New York Knicks +3300
Oklahoma City Thunder +3300
Portland Trail Blazers +3300
San Antonio Spurs +3300
Utah Jazz +3300
Sacramento Kings +5000
Chicago Bulls +6600
Orlando Magic +6600
Memphis Grizzlies +8000
Atlanta Hawks +10000
Charlotte Hornets +10000
Cleveland Cavaliers +10000
Detroit Pistons +10000
Miami Heat +10000
Minnesota Timberwolves +10000
Phoenix Suns +10000
Washington Wizards +10000

Can I Legally Bet On The NBA Finals?

Yes, absolutely. There are two different routes you can take when trying to legally bet on the NBA Finals. The first would be to either live or travel to a state that has their own sportsbooks. Ever since the repeal of the federal sports betting ban, PASPA, several states have begun to regulate the industry within their borders and offer either land-based sports wagering, mobile betting, or both. Many other states are looking to join them, but have not gone through the full legislative process quite yet. However, if you live in one of those states that have not yet launched their own sports wagering platforms you don’t have to wait. In all 50 states, there are no laws written that explicitly ban sports bettors from using online offshore sportsbooks. Most of them don’t even mention any penalties for placing bets online, period. The top overseas sites have been serving American bettors and NBA fans for more than two decades and have provided the safest way to legally bet on the NBA Finals. Because of their location, they are free from federal or state jurisdiction and are able to offer competitive betting lines and a convenient way to wager on basketball.

The Difference Between Land-Based & Online Sportsbooks

The difference between land-based & online sportsbooks mainly comes from the financial aspects that go into using either one. While land-based sports betting venues generally come with fair odds, these betting lines could be weighted due to home team bias. For example, if the 76rs make it to the NBA Finals, you can expect sportsbooks in Philadelphia to assess a greater house take on any bets going to the 76rs. Land-based sportsbooks also come with hidden costs such as the costs it takes to travel there, the money spent on food and drink, and possibly even the money needed to book a stay at the location. 

When it comes to online offshore sportsbooks you can avoid much of that hassle. Since these betting sites are located overseas they are free from home team bias and can offer more competitive lines. To add to that, because you can sign up to more than one site, you are able to shop betting lines for the NBA Finals ensuring that you get the best possible payout for your wagers. These sites are also available anywhere you are at any time of the day and can even be accessed from your mobile device. This creates the most convenient way possible to place any last-minute wagers or live bets.

Legal Deposit Methods For NBA Finals Betting

Depending on which type of site you’re using, your legal deposit methods for NBA Finals betting will vary. If you are using one licensed by your state you will have options such as Skrill, Neteller, PayPal, or possibly even PayNearMe which will allow you to make deposits at partnered 7-Eleven locations. However, the most common deposit method used for state-regulated online sportsbooks involves using a MasterCard, Visa card, or Instant eChecks as they provide a quick way to load your account without having to set up a digital wallet such as Skrill or Neteller.

However, if you plan on legally betting on the NBA Finals through an online offshore sportsbook, you will have a few different options. All of the top sites will accept Mastercard or Visa deposits, but sites such as Bovada will also accept American Express. All of the top offshore sports betting sites will also give you the option to use cryptocurrencies such as Bitcoin. Using methods like Bitcoin gives bettors the opportunity to reload their account almost instantly and the minimum and maximum amounts associated with cryptocurrency deposits are also very wide with some minimums starting at $20 and maximums shooting all the way up to $25,000.

How To Bet On The NBA Finals

NBA Finals Moneyline Betting

This is the simplest type of bet you can make on the NBA Finals. For each game in the series, you are simply picking who you think will win the game. With this bet type, the final score doesn’t matter as long as the team you chose wins. However, the teams will be handicapped by their potential payout. For example, if the Warriors listed at (-200) to win game one then they are the favorite and you would have to bet 200 dollars to win 100. If the Bucks are listed at (+250) to win game one then they would be the underdog and you would only have to bet 100 dollars to win 250 dollars. This wager type will be available for each individual game in the series and the odds will update depending on who won the last game.

NBA Finals Spread Betting

This bet type involves wagering on margin of victory, or loss. For example, the Spurs might be favored to win a game by -8.5 points. This means that not only will they have to win the game for you to win your bet on them, but they must also do it by nine or more points. If their opponent wins the game or loses by less than nine points then a bet on them would pay out.

NBA Finals Totals Betting

This wagering type is also commonly known as betting the over/under. Totals betting on the NBA Finals essentially does not deal with the outcome of a game, rather you are simply picking whether or not both teams will combine to score more points or fewer points assigned by the sportsbook. If you believe both teams will score more points then you would place a bet on the “over”.If you think that it will be a more defensive game and that there won’t be as much scoring then you can take the “under.” For example, if the Warriors play the Celtics in the NBA Finals, the line may be set at (235) meaning that the sportsbook is expecting a relatively high-scoring game already. It will then be up to you to pick whether you think there will be more scoring between the two teams or less.

NBA Player/Team Prop Betting

Prop bets for the NBA Finals are another common bet type that isn’t necessarily tied to the final outcome of the game. Player props involve placing wagers on individual player performances. An online sportsbook could set a yes/no player prop such as whether or not James Harden will score a certain amount of three-pointers. It won’t matter if the Rockets win or lose the game, if your prediction for his shots beyond the ark comes true then your bet will pay out. Team props are similar in that they are focused on stats that the team will accrue as the game goes on. This could mean taking an over/under on the number of steals that the Raptors will get. It won’t matter who on the team gets the steals, so long as the team hits a certain mark.

NBA Futures Bets

A lot of people betting on the NBA finals will want to place their wagers on who will win the series and in how many games before the series even begins. This NBA Finals wagering type is known as a future bet. These types of bets are available way before the series even begins and can sometimes even be made before the regular season begins depending on the online offshore sportsbook you choose. The further out you select this bet then the higher the payout. However, future bets are still available and updated after each game in the series.

Mobile Betting On The NBA Finals

Many hoops fans will probably elect to watch the final series of the season at a friend’s house, sports bar, or even at the stadium. That is where mobile betting on the NBA Finals becomes clutch. Online offshore sportsbooks have made sure that their sites are mobile optimized and can fit whatever type of device you have. This means whether you’re an Android user, iPhone user, or even betting through a tablet, you’ll have up to the minute odds on the NBA Finals. Best of all, unlike state-regulated mobile sports wagering apps, offshore books aren’t tied to a specific location and are available wherever you have an internet connection.

Live Betting On The NBA Finals

Let’s face it, some NBA Finals games can be a bit one-sided and sometimes predictable. However, live betting on the NBA Finals can turn these games into ones that will have you on the edge of your seat. That’s because, with live betting, odds are continuously updated and presented as the game is unfolding. If you notice that a certain player seems to have the hot hand in a game, then you can bet on them to score a certain amount of points. Or if you see a big defensive presence from one team you can bet that they’ll get a certain amount of blocks before half-time. When you combine these wager types with all the other standard ones we’ve discussed earlier you will see that there are dozens if not over 100 different ways to cash in on the NBA Finals.

Legal NBA Finals Betting FAQ’s

What does it mean to shop lines for the NBA Finals?

Often times different sportsbooks will have different odds set for the exact same game or the exact same wagering type. For example, one betting site may list the Golden State Warriors as (-250) favorites to win the series, while another site may have them listed at (-300). This is a difference of 50 dollars you could save by simply doing the proper research and choosing the right site. With online offshore sportsbooks, you can make one account per site, however, you can also sign up to as many different sites as you want for free. This gives you the best opportunity to make sure that you’re getting the best deal for all your NBA Finals bets.

Are there any NBA Finals sportsbook bonuses available online?

Certain online offshore sports betting sites will offer promotions or deals concerning the NBA Finals specifically, but more often than not you will find general sportsbook bonuses. This could come in the form of a Welcome Bonus or a Reload Bonus, but they could also come in the way of risk-free player prop bets, risk-free mobile bets, or incentivized live betting for any sports but you could very well use for the NBA Finals. There are plenty of these types of deals available at all the top offshore sites, and they are continuously updated throughout the NBA season so you will have to check back often to make sure you have the right promo code.

How will I receive my payout when betting on the NBA Finals?

The method in which you receive your payout will largely depend on whether you’re using a state-licensed online sportsbook or one that is operated overseas. Ones that are provided by US states may require you to visit the casinos from which they are based in order to receive cash. They may also allow you to request a check or receive your payout through online means such as Skrill, Neteller, or PayPal.

When it comes to online offshore sportsbooks, your payout options will differ slightly. For example, you will not be able to use Skrill, Neteller, or PayPal, but instead, you will be able to request a withdrawal through Bitcoin or another cryptocurrency. You may also be able to have a check mailed out to, a money order, or even a bank wire transfer depending on the site you use. For both state-licensed online sportsbooks and offshore sportsbooks you will not be able to have your NBA Finals winnings sent straight to our credit or debit card.

Are there any fees associated with using my card to bet on the NBA Finals?

Unfortunately, yes. Those fees will vary state by state if you are using a local regulated online sportsbook. When it comes to using online offshore sports betting sites there will often be a fee of between 3% to 9% attached to your deposit as an international transaction fee applied by your card issuer. This is not a fee set by the site so you will have to check with your card company to ask what the international fee rate is.

Is using Bitcoin to bet on the NBA Finals safe?

Yes, and in fact, it is the preferred method by many NBA bettors. The reason being is that Bitcoin is a decentralized currency, meaning that it doesn’t have to go through multiple banks to get processed. This means that deposits, withdrawals, and bets, can all be made faster and more efficiently by using this transaction method. Not only that, but Bitcoin is backed by blockchain technology which means that your funds are also more secure from potential online hackers. Online offshore sportsbooks will even go the extra mile and provide specific bonuses to their members who use Bitcoin to legally place wagers on the NBA finals.